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Best Investment Recommendation 2022

Best Investment Recommendation 2022 - Who doesn't want to be rich, yep, everyone wants to be rich and one of the ways to get rich is with your success or success. But is it easy to be successful, of course the answer is no! Because to be successful must require hard work and smart work. Then, how do you achieve success?
In this article, we will provide some tips for you to achieve success, one of which is by investing, then what is investment? We will explain in detail in this article. However, the first point you should know is that not all investments are profitable and legal or official in accordance with existing regulations in Indonesia, one of which is OJK regulations. So here are the Best Investment Recommendations for 2022:

What is investment?

Before we discuss the best investments, do you know what investment is? Investment is a familiar term. Investment is an attempt to invest capital or funds in the hope of making a profit (profit) in the future. While the definition of investment according to the Financial Services Authority (OJK), investment is investment, usually for the long term, to buy back all assets or buy shares and property rights for profit.

The best type of investment
In investing there are all kinds, and all of them have their own advantages and disadvantages and not all the best types of investments are always profitable, here are the best investments that you can choose:

1. Stock
Stocks are one of the most popular types of investment in Indonesia and can be your best investment choice. If you buy shares of a company listed on the Indonesia Stock Exchange (IDX), you act as a shareholder of that company and are entitled to dividends equal to the percentage of shares you own in the company. In addition to the right to dividends, you can also benefit from the difference in the selling price of the shares. Its liquid nature and ease of trading will certainly benefit you when you want to give the shares to others when your share price rises.

In terms of returns, investing in stocks yields higher returns than other types of investments. However, along with the nature of high returns, investing in stocks also carries a high risk because prices fluctuate and are highly dependent on economic, political and certain circumstances such as holidays.

2. Mutual Funds
The definition of mutual funds is related to the capital market, meaning that it is a forum used to raise capital from the investment community and then invested in securities portfolios by investment managers. In this case, as an investor, you only need to provide capital which is then managed by the investment manager to be invested in a stock portfolio. The securities portfolio in question includes money market products, bonds and stocks. At this time, to start investing through mutual funds, you don't need millions of rupiah, but with a minimum of Rp. 100,000 you can already choose mutual funds as your investment choice. Mutual funds are also classified as long-term investments that are safer than stocks.

There are several types of mutual funds, namely stock, bond, and money market mutual funds. For those of you who want the highest return, you can choose mutual funds. Another advantage of mutual funds is that the money you invest will be managed by an investment manager, so you don't have to worry about monitoring it every day and can be your best investment choice.

3. Bonds or Notes
Investing in bonds is like lending money to an issuer, such as a business or government. If bonds are issued by corporations, the funds are used to develop the business, such as working capital, debt repayment, expansion and the like. While bonds are issued by the government through the Ministry of Finance (Kemenkeu), the proceeds from the sale are used to cover the state budget deficit.